Looking for the best payday loans in Arlington, TX? Here’s a company that is worth considering. Welcome 1F Cash Advance – a service offering instant loan options for borrowers with both good and bad credit!
1F Cash Advance Overview: Get Instant Loans for Bad Credit in Texas
1F Cash Advance is a lending company that specializes in connecting borrowers with trusted direct lenders. Although the service is not a loan provider itself, it shouldn’t be branded as a third party. It doesn’t charge any fees from borrowers and serves as a free auxiliary platform for finding a credible lender.
1F Cash Advance operates countrywide. It has 45 stores in 24 states, along with a 24/7 online application available. This eliminates the need to visit a physical branch for residents of other states and cities or those who want to get money on the go.
The company is bad credit friendly. Its partner lenders don’t run hard credit checks, so it makes their loans accessible and extremely fast. Most borrowers get their funds in as little as 24 hours. No extensive paperwork, hassle, or records in your credit report. It’s just that easy!
Products and Services
1F Cash Advance is specialized in small dollar loans for both short-term and long-term needs. The most popular products and services are listed below.
Payday Loans for Bad Credit
Bad credit payday loans are short-term loans designed to help borrowers cover their small cash shortages or financial emergencies till the next paycheck. As Arlington has passed the unified payday loan ordinance, the maximum payday loan amount here is limited to 20% of a borrower’s monthly gross income. The repayment term can be between 7 and 180 days.
A payday loan from 1F Cash Advance is one of the easiest loans to get. It doesn’t involve a hard inquiry through major credit bureaus, making it accessible even with poor or no credit. That is why it’s also called a cash advance with no credit check.
No collateral is required, and no co-signer is needed for both in-store and online payday loans in Texas. You simply fill out and submit a loan request form and get your funds within a business day after approval. When you apply through 1F Cash Advance, the money will be deposited directly into your bank account.
Then, you will be asked to return the funds in one lump sum on the due date. The repayment is made via automatic withdrawal or a post-dated check. In addition to the initial loan amount, you need to pay lender fees. As payday loans are high-interest debts, an APR can exceed 400%. However, they have short terms, so lenders usually set flat fees to make the calculations easier. You can expect to repay an extra $15 to $30 per each $100 you borrow.
Installment Loans
Looking for a longer-term solution with a flexible repayment schedule? An installment loan from 1F Cash Advance can meet your needs. It can provide borrowers with amounts of up to $2,000 with the option of subsequent returns in parts. As interest rates are fixed, your monthly payment amounts will be equal and always predictable. The repayment can be made within up to 24 months. No hard checks are performed, and no collateral is required.
Installment loan interest rates range between 16% and 100%. However, they can turn out to be even more expensive than payday loans in the long run. This happens because longer loan terms always result in a higher amount of total interest you pay over the loan lifetime.
Bad Credit Personal Loans
Bad credit personal loans work similarly to installment loans but provide access to higher loan amounts and longer repayment terms. As 1F Cash Advance specializes in small dollar loans, you can get up to $5,000 with a bad credit personal loan. The exact amount you can get will be determined based on your income. The repayment can be made within up to 24 months. You don’t need to provide collateral or demonstrate a strong credit history to qualify.
Check Cashing
If you need cash instantly and don’t want to stick to traditional bank processing times, you can take your check into a 1F Cash Advance store and get the funds in a few minutes. Your ID will be needed to complete the procedure.
Location and Contact Info
Branch name: 1F Cash Advance Texas
Address: 2218 N Collins St, Arlington, TX 76011
Phone: (682) 297-6665
Email: [email protected]
Branch Manager: David Sweeney
Loan Requirements
As 1F Cash Advance partners with multiple lenders, eligibility criteria may vary depending on the one you’re dealing with. Some basic requirements include:
- Being over the age of 18;
- Having an active checking account;
- Providing proof of income (usually at least $1,000 per month);
- Having a valid ID, cell phone number, and email.
Customer Reviews
The company has a trustscore of 4.5 out of 5 based on 71 customer reviews, according to the Trustpilot website. Here’s what customers say about their borrowing experience with 1F Cash Advance:
“Have dealt with many lenders but your cash loans are the best. This is because you are always available to me when I need money. The application process is very simple and fast, and you can get the money within 24 hours. The service is excellent and there are no hidden fees. I would recommend this lender to anyone who needs help with their finances.” – Justice Levine.
“Have to say the best service so far at this point, the service is good. You apply once and receive many loan offers that you can choose for your situation.” – Lincoln Chen.
“It is one of the best lending companies in my area. Got connected with direct lenders with no disappointments. Payday loan till my next paycheck is definitely a good product I will try next time!” – Gary Kaplan.
What Makes 1F Cash Advance One of The Best Financial Services in Arlington, Texas?
People who use 1F Cash Advance’s services report the following key features that make the company one of a kind:
The ability to apply online
Even if there’s a store in your area, you may sometimes not be able to visit it due to some accidents, work, or daily routine. This way, you can apply from your home, workplace, or on the go when it is convenient for you.
Outstanding customer support
If something goes wrong or you have any questions about loans or the way the service works, you can always turn to customer support to get the answer or solve your problem. Can’t visit a store physically? Contact a manager through the website!
Qualified staff
If you’re a first-time borrower or not sure which loan to choose, the company’s friendly staff is always at your service. They will assess your current situation and help you make an informed decision based on their knowledge and experience.
Any credit history is accepted
Residents of Arlington, Texas, can qualify for payday loans and other forms of financial assistance regardless of their credit scores, provided that they can prove their ability to repay the funds. Borrowers with poor or no credit are also welcome to solve their money problems.
Fast funding times
Even if you get in an emergency, 1F Cash Advance will get you covered. A borrower will receive a direct deposit within one business day. Some payday lenders also offer same-day deposits for borrowers who apply before noon on a business day.
Borrowers can use the service for free. No application fees will be charged, even if you want to compare offers and apply several times within a short period. The company stands for transparency and obliges lenders to disclose all the information about their loan costs in a loan agreement. You’re not obliged to accept an offer if you find it inappropriate.
Are There 1F Cash Advance’s Payday Loan Stores Near Me?
If you’re an Arlington resident, you can simply visit the 1F Cash Advance branch located at 2218 N Collins St, Arlington, TX 76011. If you live in other Texas cities, you’re welcome to go through an online application process. Not a Texas resident? Still, not a problem! Besides a physical store in Arlington, TX, 1F Cash Advance is also presented in California, Florida, Oregon, Kansas, Illinois, Missouri, Pennsylvania, Ohio, Tennessee, Wisconsin, and more.
How to Get a Payday Loan from 1F Cash Advance in Arlington, TX?
There are two ways to get 1F Cash Advance payday loans in Arlington, TX: online and in a store. Here’s how it works:
Online application:
- Open the 1F Cash Advance website and click on the “Apply now” button.
- Fill out an online loan application form. To speed up the process, prepare the following info: full name, permanent address, bank account details, income proof (pay stubs, bank statements), Social Security number, ID, email, and cell phone number.
- Get a loan decision. After you submit a form, the company shares your request with its database of loan providers. They review your details (this process is usually called a soft credit check) and notify you via email after the decision is made.
- Accept an offer. If the decision is positive, you will get a loan agreement attached to the email. Read it carefully and e-sign if you’re ready to borrow money on the terms offered.
- Get your loan. The amount will be transferred via direct deposit as soon as the next business day.
In-store application:
- Visit a 1F Cash Advance store located at 2218 N Collins St, Arlington, TX 76011.
- Complete a printed application form. If you need any help, the branch manager is always at your service.
- Wait for a response from a lender. It usually takes up to 15 minutes.
- If approved, sign a loan agreement.
- Access the funds in your bank account within the next 24 hours.
When Should I Get a Payday Loan in Arlington, TX?
Payday loans are high-interest loans with limited repayment terms. Therefore, they need to be considered cautiously. It’s recommended to use them in case of emergencies. Before applying, assess your ability to repay the funds. Late payments can result in credit score damage and high penalties. Also, make sure you choose a reliable lender to avoid hefty interest rates, scams, and predatory lending practices. 1F Cash Advance will gladly help you with this!
This article is sponsored.