5 Best Mortgage Brokers in San Jose🥇

5 Best Mortgage Brokers in San Jose

Below is a list of the top and leading Mortgage Brokers in San Jose. To help you find the best Mortgage Brokers located near you in San Jose, we put together our own list based on this rating points list.

San Jose’s Best Mortgage Brokers:

The top rated Mortgage Brokers in San Jose are:

  • Foley Mortgage – has been offering trust deed investments since 1957
  • C2 Financial Corporation – Shawn Sidhu – provides residential and commercial financing support throughout the State of California
  • Mortgage Magic – began their operation on April 1st, 1990
  • Arcus Lending – have won many industry awards and rave media and client reviews
  • American Pacific Mortgage – takes private ownership in creating experiences that matter for their customers and clients

Foley MortgageSource - Pexels

Foley Mortgage has been offering trust deed investments since 1957. They pride themselves on their reputation of honesty and integrity. Foley Mortgage is a direct hard money lender. They originate, underwrite, fund, and service loans in their San Jose office. When Eugene F. Foley opened his little mortgage loan office on Lincoln Avenue in 1957, he had no idea of the enormous impact that his company would have on so many lives for so long.

Gene organized home loans for families, financed small businesses with real estate loans, and offered income to grateful investors. He was a regular on Lincoln Avenue in Willow Glen San Jose for more than 30 years. Gene was a community leader with a reputation for honesty and integrity.


Hard Money Loans, Home Loans, Investors


Address: 1660 Hamilton Ave, San Jose, CA 95125
Phone: (408) 264-9000
Website: www.effoley.com


“I have referred countless people to Foley. Cheryl does exceptionally well educating first-time home buyers. She has a high level of honesty and integrity, earning clients’ trust!” – Lyn M.

C2 Financial Corporation – Shawn SidhuSource - Pexels

C2 Financial Corporation – Shawn Sidhu is a mortgage brokerage company that is located and operates in San Jose, CA that provides residential and commercial financing support throughout the State of California. Some of their specialties are purchase and refinance loans. They have great experience working with first time home buyers to seasoned real estate investors and very adept at working with credit-challenged borrowers.

For nearly 20 years, clients across the states of California, Colorado, Washington, and Oregon have been turning to Shawn Sidhu for their mortgage requirements. Shawn constitutes C2 Financial Corporation, which is amongst the biggest mortgage broker/bankers in the state.


Purchase, Refinance, Programs


Address: 1250 Aviation Ave #200q, San Jose, CA 95110
Phone: (408) 610-8011
Website: www.c2financialhomeloans.com


“We were very pleased with Shawn and his team! We started looking into the refi process with someone else and they were not responsive, then found Shawn and are so happy we went with him. He communicated regularly with us each step of the way and was quick to reply when we had questions!” – Amy S.

Mortgage MagicSource - Pexels

Mortgage Magic began their operation on April 1st, 1990. Originally they are a one-person operation, and on January 16th, 1991 they incorporated with a total capitalization of only $600. This year they will assist almost 700 customers satisfying their mortgage needs. With an average of over 14 years of experience in the industry, they believe that their loan officers are the very best. More importantly, they are wonderful people. Everyone at Mortgage Magic is concerned with some type of service to the community.

It is not exceptional to see their staff painting faces and tying balloon animals at a Children’s Hospital or raising money for a charity. Mortgage Magic is the only small company, in all of Santa Clara County, California, to get the Salvation Army’s Golden Kettle award. Past winners include IBM, Lockheed, Hewlett Packard, and the San Jose Mercury News. Their employees really are special.


Conventional, FHA/VA, Reverse Mortgage


Address: 1625 The Alameda Suite 401, San Jose, CA 95126
Phone: (408) 975-2400
Website: www.mortgagemagic.com


“Doug was great to help me to refinance. He gave me detail estimates so that I could make better decision.” – Seewai F.

Arcus LendingSource - Pexels

Arcus Lending specializes in one thing, they are proud to claim that they are the best at it. And that’s why they have won many industry awards and rave media and client reviews. Not to mention, they are one of the top 500 fastest-growing private companies in America. They consider that everyone should be educated about home financing before they get one.

They should get a mortgage based on their financial condition and not based on the profit margins of the lender. Acquiring a home loan should be simple and there should be experts to guide them through the process. So, the journey to homeownership is filled with as much excitement as becoming a homeowner.


Buy Your First Home, Refinance, Mortgage Rates


Address: 1245 S Winchester Blvd #209, San Jose, CA 95128
Phone: (408) 615-0655
Website: www.arcuslending.com


“Arcus Lending is an amazing company, with an incredible employee named Keith Bailey. Keith is friendly, honest, present, transparent, intelligent, patient, hard-working, thorough and extremely easy to work with. Keith really did all the heavy lifting for us and we just needed to sign on the dotted line and save. Keith is our go to guy and Arcus Lending is our go to company.” – Shana R.

American Pacific MortgageSource - Pexels

American Pacific Mortgage embraces the notion of ownership with enthusiasm and optimism for the future of housing in America. As individuals, every employee at American Pacific Mortgage takes private ownership in creating experiences that matter for their customers and clients. Every deal represents a family, a home, and a life decision – they understand and appreciate that their participation is a privilege and their job is to delight everyone involved at every point of the process so that their experience issues.

At American Pacific Mortgage, they continuously provide straight talk and responsible communication. They will get straight to the heart of the issue, and communicate clearly, completely, and relevantly.


Buying A Home, Refinance, Loan Options


Address: 2190 Stokes St #202, San Jose, CA 95128
Phone: (408) 599-3222
Website: www.apmortgage.com


“I had the good fortune of working with Jim over 12 years now. We recently used Jim to help us procure a loan. Jim’s professionalism and thoroughness are impeccable. He is precise and timely in his instructions to deliver the best experience for his customers. Available over phone to any questions that come up during the loan process. Explaining us the new rules and nuances that keep changing. We highly recommend Jim to anyone. Thanks, Jim.” – Vijay S.